Part-Time Work Income While Studying Abroad — 2026
How much can Indian students earn part-time while studying abroad? Permitted hours, wages, and earnings as a % of total living costs across USA, UK, Canada, Australia, and Germany.
Key Insights
Australia is most generous — 48 hrs/fortnight during term, unlimited during holidays, at AUD 24.10/hr minimum wage.
UK and Ireland permit 20 hrs/week during term — students can earn £900–1,400/month covering 50–90% of living costs.
Canadian students earn CAD 1,200–1,800/month part-time — covering 60–90% of monthly living costs.
USA F-1 students restricted to on-campus work — average $600–1,200/month, covering only 33–48% of living costs.
University of Waterloo co-op students earn CAD 25,000–40,000 per 4-month term, making degrees effectively self-funding.
Part-Time Work Rights and Earnings — International Students (2025–26)
| Country | Term Hours | Holiday Hours | Min Wage (2025) | Monthly Earnings (Term) |
|---|---|---|---|---|
| USA (F-1) | 20 hrs (on-campus only) | 20 hrs | $7.25–$17 (state varies) | $600–1,200 |
| UK | 20 hrs/week | Full time | £11.44/hr | £900–1,400 |
| Canada | 20 hrs/week | Full time | CAD 15.65–17.40/hr | CAD 1,200–1,800 |
| Australia | 48 hrs/fortnight | Unlimited | AUD 24.10/hr | AUD 1,500–2,200 |
| Germany | 120 days/year total | 120 days/year | €12.41/hr | €400–800 |
| Ireland | 20 hrs/week | 40 hrs/week | €12.70/hr | €1,000–1,500 |
Source: UKVI 2025; IRCC Canada; Fair Work Australia 2025; USCIS F-1 rules
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Analysis & Insights
Australia stands out — AUD 24.10/hr minimum wage working 24 hrs/week earns ~AUD 2,400/month, often covering 100% of living costs.
Canada's co-op model at Waterloo earns CAD 25,000–40,000 per work term — over 4–5 terms, this can recover most tuition cost, making the degree effectively self-funded for STEM students.
Sources & Methodology
- 1USCIS F-1 Work Authorization Rules
- 2Fair Work Australia Minimum Wages 2025
- 3UKVI Student Work Rights 2025
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